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Home / Types of Loans
VA HOME LOANS – BECOME A HOMEOWNER! VA Loan Benefits: 100% Financing – No Down Payment – No Monthly PMI
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Conventional Loans A conventional loan is a mortgage that is not backed by any Government agency. They offer greater variety of programms.
- No social security needed - Income can be: o Taxes o Verbal verification of employment
An FHA Loan is a mortgage that's insured by the Federal Housing Administration. Down payments as low as 3.5%.
Jumbo Loans Jumbo loans are for home purchases over $548,000.
- For investors only - No income verification - No debt to income ratio - No need to own a primary property
Foreign National Loans No need to be a U.S. resident to buy Real Estate - These loans require less documentation to buy than US residents.
Commercial Loans Financing from $50,000 to $10 million Flexible terms with longer maturities, compared with conventional loans.
- No Tax returns - No W-2 - No 1099 - No paystubs