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Types of Loans

Home  /  Types of Loans

Explore each image to see what loan type is right for you

VA Loans

VA HOME LOANS – BECOME A HOMEOWNER! VA Loan Benefits: 100% Financing – No Down Payment – No Monthly PMI

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Conventional Loans

Conventional Loans A conventional loan is a mortgage that is not backed by any Government agency. They offer greater variety of programms.

ITIN Loans

-    No social security needed
-    Income can be:
o    Taxes
o    Verbal verification of employment

FHA Loans 

An FHA Loan is a mortgage that's insured by the Federal Housing Administration. Down payments as low as 3.5%.

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Jumbo Loans

Jumbo Loans Jumbo loans are for home purchases over $548,000.

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DSCR ( Debt Service Coverage Ratio)

-    For investors only
-    No income verification
-    No debt to income ratio
-    No need to own a primary property

Foreign National Loans

Foreign National Loans No need to be a U.S. resident to buy Real Estate - These loans require less documentation to buy than US residents.

Commercial Loans

Commercial Loans Financing from $50,000 to $10 million Flexible terms with longer maturities, compared with conventional loans.

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Bank Statement Loans

-    No Tax returns
-    No W-2
-    No 1099
-    No paystubs

After 30 years in Corporate America we decided to leverage our relationships in Wall Street and Silicon Valley to help fund and promote South Florida Real Estate. In 2018, we established MMC, a South Florida based brokerage with a spotless record in the Mortage industry.

Get In Touch 

1-954-667-9457  

roberto@mezaconsulting.com

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© 2021 Meza Consulting LLC. All Rights Reserved. NMLS#2263177

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.For information directly from HUD/FHA, visit www.hudclips.com; For information directly from the VA, visit www.benefits.va.gov/homeloans; For information directly from the USDA, visit www.usda.gov

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