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FHA Loans
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FHA Loans
An FHA Loan is a mortgage that's insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers.
FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment. Even borrowers who have suffered from bankruptcy or foreclosures may qualify for an FHA-backed mortgage.
FHA Loan Benefits:
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You can qualify with a lower credit score compared to other loans.
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You can buy a home with a down payment as low as 3.5%.
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You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy.

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