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FHA Loans


FHA Loans:

An FHA Loan is a mortgage that's insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers.

FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment. Even borrowers who have suffered from bankruptcy or foreclosures may qualify for an FHA-backed mortgage.

FHA Loan Benefits:

  • You can qualify with a lower credit score compared to other loans.

  • You can buy a home with a down payment as low as 3.5%.

  • You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy.

  • You may be able to roll your closing costs into your loan.


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